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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,730 | $110,379+103.6% | $102,412+119.4% | $145,884+54.0% |
| Participation rate | 77.8% | 77.9%-0.2pp | 74.5%+3.3pp | 80.3%-2.5pp |
| Annual return | 18.03% | 24.84%-6.8pp | 24.94%-6.9pp | 551.85%-533.8pp |
| Employer contribution / active EE | $3,140 | $4,216-25.5% | $3,870-18.9% | $4,662-32.7% |
| Participant deferral / active EE | $7,646 | $5,622+36.0% | $5,060+51.1% | $6,690+14.3% |
| Admin fee / account holder | $2,880 | $9,745-70.4% | $8,388-65.7% | $13,392-78.5% |