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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,221 | $124,330+13.6% | $109,173+29.4% | $167,536-15.7% |
| Participation rate | 77.8% | 79.5%-1.7pp | 75.9%+1.9pp | 82.1%-4.3pp |
| Annual return | 25.57% | 26.04%-0.5pp | 25.75%-0.2pp | 478.82%-453.3pp |
| Employer contribution / active EE | $3,344 | $4,209-20.6% | $3,723-10.2% | $4,839-30.9% |
| Participant deferral / active EE | $8,665 | $5,256+64.8% | $4,654+86.2% | $6,342+36.6% |
| Admin fee / account holder | $2,452 | $7,974-69.2% | $6,755-63.7% | $12,315-80.1% |