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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,171 | $106,008-43.2% | $92,240-34.8% | $147,586-59.2% |
| Participation rate | 77.8% | 80.4%-2.6pp | 76.5%+1.3pp | 82.8%-5.1pp |
| Annual return | 19.79% | 50.05%-30.3pp | 176.29%-156.5pp | 578.59%-558.8pp |
| Employer contribution / active EE | $2,756 | $4,333-36.4% | $3,680-25.1% | $4,876-43.5% |
| Participant deferral / active EE | $7,254 | $4,478+62.0% | $3,897+86.1% | $5,439+33.4% |
| Admin fee / account holder | $2,681 | $6,333-57.7% | $5,194-48.4% | $10,886-75.4% |