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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,206 | $152,612-84.8% | $125,192-81.5% | $152,897-84.8% |
| Participation rate | 60.0% | 83.3%-23.3pp | 79.8%-19.8pp | 82.5%-22.5pp |
| Annual return | 19.37% | 54.85%-35.5pp | 43.79%-24.4pp | 345.43%-326.1pp |
| Employer contribution / active EE | $1,346 | $4,947-72.8% | $3,866-65.2% | $4,764-71.7% |
| Participant deferral / active EE | $2,080 | $5,868-64.6% | $4,937-57.9% | $5,851-64.5% |
| Admin fee / account holder | $0 | $13,437-100.0% | $9,704-100.0% | $11,599-100.0% |