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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,978 | $131,835-95.5% | $108,582-94.5% | $273,972-97.8% |
| Participation rate | 64.3% | 83.5%-19.2pp | 79.6%-15.3pp | 83.0%-18.7pp |
| Annual return | 0.00% | -91.57%+91.6pp | -51.70%+51.7pp | 41.46%-41.5pp |
| Employer contribution / active EE | $1,249 | $4,913-74.6% | $3,758-66.8% | $4,869-74.3% |
| Participant deferral / active EE | $2,541 | $5,127-50.4% | $4,311-41.0% | $5,287-51.9% |
| Admin fee / account holder | $28 | $10,253-99.7% | $7,645-99.6% | $10,133-99.7% |