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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,340 | $135,645-88.7% | $110,243-86.1% | $135,380-88.7% |
| Participation rate | 66.7% | 83.5%-16.8pp | 79.8%-13.2pp | 82.6%-16.0pp |
| Annual return | -8.83% | 513.24%-522.1pp | 314.76%-323.6pp | 519.81%-528.6pp |
| Employer contribution / active EE | $1,479 | $4,907-69.9% | $3,827-61.3% | $4,779-69.0% |
| Participant deferral / active EE | $1,950 | $5,507-64.6% | $4,672-58.3% | $5,609-65.2% |
| Admin fee / account holder | $28 | $11,458-99.8% | $8,548-99.7% | $10,828-99.7% |