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| Provider | Service type | Compensation |
|---|---|---|
JP MORGAN SECURITIES LLC1 year Service code 27 · EIN 13-4110995 | Advisory (Plan) | $32,940 |
Service code 37 · EIN 04-2647786 | Loan Processing | $31,207 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,323 | $101,539+9.6% | $147,041-24.3% | $74,400+49.6% |
| Participation rate | 88.6% | 75.5%+13.0pp | 82.2%+6.4pp | 67.2%+21.4pp |
| Annual return | 16.67% | 8740.84%-8724.2pp | 419.21%-402.5pp | 1367.51%-1350.8pp |
| Employer contribution / active EE | $2,877 | $3,811-24.5% | $4,935-41.7% | $2,624+9.6% |
| Participant deferral / active EE | $9,024 | $7,304+23.6% | $8,071+11.8% | $4,348+107.5% |
| Admin fee / account holder | $411 | $1,749-76.5% | $13,006-96.8% | $1,944-78.8% |