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| Provider | Service type | Compensation |
|---|---|---|
PARALLEL ADVISORS LLC7 years Service code 27 · EIN 20-4420591 | Advisory (Plan) | $36,693 |
Service code 37 · EIN 04-2647786 | Loan Processing | $29,306 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,591 | $162,322-42.3% | $135,974-31.2% | - |
| Participation rate | 99.0% | 71.5%+27.5pp | 81.9%+17.1pp | - |
| Annual return | 20.49% | 15.59%+4.9pp | 68.30%-47.8pp | - |
| Employer contribution / active EE | $2,879 | $3,400-15.3% | $4,859-40.7% | - |
| Participant deferral / active EE | $11,315 | $5,722+97.8% | $7,760+45.8% | - |
| Admin fee / account holder | $445 | $23,877-98.1% | $10,767-95.9% | - |