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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $331,272 | $148,629+122.9% | $135,982+143.6% | $139,487+137.5% |
| Participation rate | 88.9% | 83.9%+5.0pp | 81.9%+7.0pp | 80.3%+8.6pp |
| Annual return | 15.73% | 79.33%-63.6pp | 68.32%-52.6pp | 373.84%-358.1pp |
| Employer contribution / active EE | $11,075 | $5,247+111.1% | $4,859+127.9% | $4,755+132.9% |
| Participant deferral / active EE | $16,209 | $8,102+100.1% | $7,760+108.9% | $6,713+141.5% |
| Admin fee / account holder | $11,266 | $12,406-9.2% | $10,767+4.6% | $11,407-1.2% |