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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $340,033 | $157,304+116.2% | $141,197+140.8% | $152,909+122.4% |
| Participation rate | 84.2% | 84.8%-0.6pp | 82.5%+1.7pp | 82.5%+1.8pp |
| Annual return | 21.11% | 64.34%-43.2pp | 71.41%-50.3pp | 345.46%-324.3pp |
| Employer contribution / active EE | $13,421 | $5,263+155.0% | $4,736+183.4% | $4,764+181.7% |
| Participant deferral / active EE | $8,402 | $7,111+18.2% | $6,710+25.2% | $5,851+43.6% |
| Admin fee / account holder | $1,358 | $12,126-88.8% | $10,265-86.8% | $11,601-88.3% |