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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,040 | $165,399+77.8% | $149,745+96.4% | $158,982+85.0% |
| Participation rate | 87.0% | 84.6%+2.4pp | 82.5%+4.5pp | 82.0%+5.0pp |
| Annual return | 13.81% | 348.34%-334.5pp | 276.72%-262.9pp | 302.99%-289.2pp |
| Employer contribution / active EE | $11,221 | $5,105+119.8% | $4,646+141.5% | $4,763+135.6% |
| Participant deferral / active EE | $9,221 | $7,183+28.4% | $6,843+34.7% | $5,983+54.1% |
| Admin fee / account holder | $37,555 | $10,811+247.4% | $9,312+303.3% | $11,252+233.8% |