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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,132 | $106,749+50.0% | $145,433+10.1% | $82,448+94.2% |
| Participation rate | 53.3% | 75.6%-22.3pp | 82.1%-28.8pp | 68.1%-14.7pp |
| Annual return | 16.65% | 27.59%-10.9pp | 66.58%-49.9pp | 41.64%-25.0pp |
| Employer contribution / active EE | $2,215 | $3,444-35.7% | $4,554-51.4% | $2,551-13.2% |
| Participant deferral / active EE | $6,820 | $6,519+4.6% | $7,897-13.6% | $4,139+64.8% |
| Admin fee / account holder | $15,428 | $8,390+83.9% | $13,129+17.5% | $7,234+113.3% |