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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,303 | $102,385+33.1% | $147,080-7.3% | $80,935+68.4% |
| Participation rate | 58.5% | 75.9%-17.3pp | 82.2%-23.6pp | 67.7%-9.1pp |
| Annual return | 21.57% | 135.09%-113.5pp | 420.17%-398.6pp | 35.66%-14.1pp |
| Employer contribution / active EE | $2,152 | $3,717-42.1% | $4,933-56.4% | $2,757-21.9% |
| Participant deferral / active EE | $6,655 | $6,651+0.1% | $8,066-17.5% | $4,299+54.8% |
| Admin fee / account holder | $9,921 | $7,951+24.8% | $12,989-23.6% | $6,924+43.3% |