Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,467 | $110,137+102.9% | $161,149+38.7% | $82,637+170.4% |
| Participation rate | 42.9% | 72.4%-29.5pp | 78.8%-36.0pp | 68.1%-25.2pp |
| Annual return | 14.68% | 20.69%-6.0pp | 21.16%-6.5pp | 53.51%-38.8pp |
| Employer contribution / active EE | $415 | $2,856-85.5% | $4,360-90.5% | $2,552-83.7% |
| Participant deferral / active EE | $4,270 | $4,575-6.7% | $6,153-30.6% | $4,126+3.5% |
| Admin fee / account holder | $2,175 | $9,467-77.0% | $15,194-85.7% | $7,339-70.4% |