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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,403 | $78,670+16.2% | $109,173-16.3% | $85,847+6.5% |
| Participation rate | 86.8% | 68.3%+18.6pp | 75.9%+11.0pp | 69.3%+17.5pp |
| Annual return | 21.01% | 25.09%-4.1pp | 25.75%-4.7pp | 318.61%-297.6pp |
| Employer contribution / active EE | $0 | $2,734-100.0% | $3,723-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $3,922 | $3,467+13.1% | $4,654-15.7% | $3,952-0.8% |
| Admin fee / account holder | $19,148 | $5,469+250.1% | $6,755+183.5% | $6,261+205.9% |