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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,939 | $64,729+29.7% | $112,263-25.2% | $68,490+22.6% |
| Participation rate | 81.6% | 67.2%+14.4pp | 75.1%+6.5pp | 67.9%+13.7pp |
| Annual return | -8.60% | -11.40%+2.8pp | 27.49%-36.1pp | -7.85%-0.8pp |
| Employer contribution / active EE | $2,114 | $2,746-23.0% | $3,636-41.9% | $2,597-18.6% |
| Participant deferral / active EE | $6,008 | $3,566+68.5% | $4,729+27.0% | $4,028+49.2% |
| Admin fee / account holder | $7,575 | $5,222+45.1% | $6,410+18.2% | $5,403+40.2% |