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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,545 | $114,073-57.4% | $96,161-49.5% | $167,518-71.0% |
| Participation rate | 42.1% | 75.1%-33.0pp | 68.4%-26.3pp | 82.1%-40.0pp |
| Annual return | 10.90% | 189.95%-179.0pp | 192.01%-181.1pp | 478.71%-467.8pp |
| Employer contribution / active EE | $1,359 | $3,428-60.3% | $2,798-51.4% | $4,838-71.9% |
| Participant deferral / active EE | $3,507 | $5,195-32.5% | $4,349-19.4% | $6,342-44.7% |
| Admin fee / account holder | $49,340 | $6,899+615.2% | $5,538+790.9% | $12,312+300.7% |