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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,849 | $48,053+45.4% | $84,628-17.5% | $72,975-4.3% |
| Participation rate | 37.9% | 57.6%-19.6pp | 68.2%-30.3pp | 69.5%-31.6pp |
| Annual return | 19.50% | 37.39%-17.9pp | 258.80%-239.3pp | 81.01%-61.5pp |
| Employer contribution / active EE | $903 | $1,602-43.7% | $2,653-66.0% | $2,440-63.0% |
| Participant deferral / active EE | $3,068 | $2,681+14.4% | $3,900-21.3% | $3,608-15.0% |
| Admin fee / account holder | $9,770 | $3,395+187.8% | $4,914+98.8% | $5,124+90.7% |