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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,756 | $109,908+86.3% | $97,161+110.7% | $145,978+40.3% |
| Participation rate | 50.0% | 75.9%-25.9pp | 72.7%-22.7pp | 80.3%-30.3pp |
| Annual return | 12.50% | 243.80%-231.3pp | 75.36%-62.9pp | 550.52%-538.0pp |
| Employer contribution / active EE | $0 | $3,077-100.0% | $2,723-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $6,381 | $4,679+36.4% | $4,265+49.6% | $6,690-4.6% |
| Admin fee / account holder | $492 | $6,213-92.1% | $5,647-91.3% | $13,400-96.3% |