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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,690 | $56,339+16.6% | $104,301-37.0% | $68,486-4.1% |
| Participation rate | 50.0% | 63.3%-13.3pp | 73.3%-23.3pp | 67.9%-17.9pp |
| Annual return | -16.26% | -9.19%-7.1pp | 24.61%-40.9pp | -7.85%-8.4pp |
| Employer contribution / active EE | $1,848 | $1,960-5.7% | $3,373-45.2% | $2,597-28.8% |
| Participant deferral / active EE | $3,748 | $3,077+21.8% | $4,626-19.0% | $4,028-7.0% |
| Admin fee / account holder | $3,518 | $4,902-28.2% | $7,340-52.1% | $5,404-34.9% |