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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,918 | $68,573+32.6% | $120,368-24.5% | $80,874+12.4% |
| Participation rate | 62.5% | 61.6%+0.9pp | 71.9%-9.4pp | 67.6%-5.1pp |
| Annual return | 10.36% | 23.61%-13.3pp | 107.26%-96.9pp | 35.62%-25.3pp |
| Employer contribution / active EE | $1,533 | $2,052-25.3% | $3,465-55.8% | $2,756-44.4% |
| Participant deferral / active EE | $2,832 | $3,174-10.8% | $4,991-43.3% | $4,297-34.1% |
| Admin fee / account holder | $1,421 | $5,734-75.2% | $9,429-84.9% | $6,935-79.5% |