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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,918 | $68,880+32.0% | $120,580-24.6% | $80,959+12.3% |
| Participation rate | 62.5% | 61.7%+0.8pp | 72.0%-9.5pp | 67.7%-5.2pp |
| Annual return | 10.36% | 23.68%-13.3pp | 107.48%-97.1pp | 35.67%-25.3pp |
| Employer contribution / active EE | $1,533 | $2,066-25.8% | $3,469-55.8% | $2,757-44.4% |
| Participant deferral / active EE | $2,832 | $3,191-11.2% | $4,995-43.3% | $4,300-34.2% |
| Admin fee / account holder | $1,421 | $5,785-75.4% | $9,418-84.9% | $6,925-79.5% |