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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,515 | $64,324-2.8% | $118,914-47.4% | $79,856-21.7% |
| Participation rate | 40.3% | 64.9%-24.6pp | 75.4%-35.1pp | 69.6%-29.4pp |
| Annual return | 20.11% | 86.45%-66.3pp | 35.89%-15.8pp | 31.71%-11.6pp |
| Employer contribution / active EE | $1,311 | $1,836-28.6% | $3,264-59.8% | $2,471-47.0% |
| Participant deferral / active EE | $2,847 | $2,824+0.8% | $4,266-33.3% | $3,741-23.9% |
| Admin fee / account holder | $5,278 | $4,040+30.6% | $6,582-19.8% | $5,306-0.5% |