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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,921 | $159,978-28.2% | $147,041-21.8% | $145,978-21.3% |
| Participation rate | 94.4% | 84.0%+10.4pp | 82.2%+12.3pp | 80.3%+14.2pp |
| Annual return | 14.20% | 98.36%-84.2pp | 419.21%-405.0pp | 550.52%-536.3pp |
| Employer contribution / active EE | $9,484 | $5,288+79.3% | $4,935+92.2% | $4,662+103.4% |
| Participant deferral / active EE | $13,171 | $8,429+56.3% | $8,071+63.2% | $6,690+96.9% |
| Admin fee / account holder | $2,274 | $15,053-84.9% | $13,006-82.5% | $13,400-83.0% |