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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,017 | $148,582-32.7% | $135,942-26.4% | $139,456-28.3% |
| Participation rate | 84.2% | 83.9%+0.4pp | 81.9%+2.3pp | 80.3%+3.9pp |
| Annual return | 15.11% | 79.26%-64.1pp | 68.28%-53.2pp | 373.45%-358.3pp |
| Employer contribution / active EE | $6,993 | $5,245+33.3% | $4,858+44.0% | $4,753+47.1% |
| Participant deferral / active EE | $9,879 | $8,101+21.9% | $7,759+27.3% | $6,711+47.2% |
| Admin fee / account holder | $16,218 | $12,402+30.8% | $10,764+50.7% | $11,407+42.2% |