Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: CHARLES SCHWAB BANK Service code 19 · EIN 42-1558009 | Securities Custodian | $2,884 |
Filed as: CHARLES SCHWAB & CO INC. Service code 19 · EIN 94-1737782 | Securities Custodian | $0 |
Filed as: CHARLES SCHWAB & CO. INC. Service code 19 | Securities Custodian | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,846 | $107,440-60.1% | $105,738-59.5% | $55,725-23.1% |
| Participation rate | 63.1% | 55.5%+7.6pp | 76.3%-13.2pp | 70.9%-7.7pp |
| Annual return | 25.71% | -0.59%+26.3pp | 6.27%+19.4pp | 244.93%-219.2pp |
| Employer contribution / active EE | $1,207 | $1,448-16.6% | $3,268-63.1% | $2,078-41.9% |
| Participant deferral / active EE | $1,716 | $2,171-21.0% | $4,080-57.9% | $3,356-48.9% |
| Admin fee / account holder | $183 | $283-35.4% | $6,913-97.4% | $115+58.8% |