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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $341,376 | $183,592+85.9% | $155,574+119.4% | $145,877+134.0% |
| Participation rate | 72.2% | 82.7%-10.5pp | 78.2%-6.0pp | 80.3%-8.1pp |
| Annual return | 12.51% | 61.37%-48.9pp | 64.87%-52.4pp | 551.28%-538.8pp |
| Employer contribution / active EE | $3,751 | $5,317-29.5% | $4,676-19.8% | $4,663-19.6% |
| Participant deferral / active EE | $11,982 | $6,466+85.3% | $5,629+112.9% | $6,691+79.1% |
| Admin fee / account holder | $1,914 | $19,316-90.1% | $15,914-88.0% | $13,402-85.7% |