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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,723 | $172,111+96.8% | $150,298+125.4% | $137,256+146.8% |
| Participation rate | 94.1% | 81.7%+12.4pp | 77.8%+16.4pp | 80.0%+14.2pp |
| Annual return | 14.57% | 69.37%-54.8pp | 62.79%-48.2pp | 220.34%-205.8pp |
| Employer contribution / active EE | $4,081 | $4,636-12.0% | $4,154-1.8% | $4,156-1.8% |
| Participant deferral / active EE | $10,339 | $6,166+67.7% | $5,453+89.6% | $6,407+61.4% |
| Admin fee / account holder | $1,663 | $16,471-89.9% | $14,116-88.2% | $12,270-86.4% |