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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,083 | $87,016-50.5% | $63,244-31.9% | $125,389-65.6% |
| Participation rate | 87.5% | 77.1%+10.4pp | 71.0%+16.5pp | 83.2%+4.3pp |
| Annual return | -1.06% | 21.71%-22.8pp | -70.31%+69.2pp | 282.24%-283.3pp |
| Employer contribution / active EE | $0 | $3,601-100.0% | $2,322-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $3,807 | $3,939-3.4% | $2,953+28.9% | $5,352-28.9% |
| Admin fee / account holder | $1,263 | $11,954-89.4% | $5,893-78.6% | $9,541-86.8% |