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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,217 | $104,544-28.1% | $76,657-1.9% | $152,897-50.8% |
| Participation rate | 50.0% | 76.6%-26.6pp | 72.1%-22.1pp | 82.5%-32.5pp |
| Annual return | 28.26% | 1014.36%-986.1pp | 1166.74%-1138.5pp | 345.43%-317.2pp |
| Employer contribution / active EE | $317 | $3,118-89.8% | $2,303-86.2% | $4,764-93.4% |
| Participant deferral / active EE | $1,217 | $4,236-71.3% | $3,335-63.5% | $5,851-79.2% |
| Admin fee / account holder | $812 | $12,286-93.4% | $6,423-87.4% | $11,599-93.0% |