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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,483 | $138,078+16.2% | $125,363+28.0% | $134,509+19.3% |
| Participation rate | 90.0% | 84.5%+5.5pp | 82.4%+7.6pp | 81.2%+8.8pp |
| Annual return | -22.23% | 750.49%-772.7pp | 572.15%-594.4pp | 418.13%-440.4pp |
| Employer contribution / active EE | $4,512 | $5,245-14.0% | $4,815-6.3% | $4,741-4.8% |
| Participant deferral / active EE | $6,351 | $7,800-18.6% | $7,447-14.7% | $6,400-0.8% |
| Admin fee / account holder | $32,900 | $11,566+184.5% | $10,005+228.8% | $11,427+187.9% |