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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,426 | $165,381+28.4% | $149,730+41.9% | $158,966+33.6% |
| Participation rate | 90.9% | 84.6%+6.3pp | 82.5%+8.4pp | 82.0%+8.9pp |
| Annual return | 23.57% | 348.29%-324.7pp | 276.70%-253.1pp | 302.95%-279.4pp |
| Employer contribution / active EE | $4,086 | $5,104-20.0% | $4,645-12.0% | $4,762-14.2% |
| Participant deferral / active EE | $5,636 | $7,182-21.5% | $6,843-17.6% | $5,983-5.8% |
| Admin fee / account holder | $7,664 | $10,809-29.1% | $9,310-17.7% | $11,250-31.9% |