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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,398 | $135,956+4.0% | $123,894+14.1% | $273,972-48.4% |
| Participation rate | 83.3% | 84.1%-0.7pp | 81.4%+1.9pp | 83.0%+0.3pp |
| Annual return | 0.88% | 56.63%-55.8pp | 47.52%-46.6pp | 41.46%-40.6pp |
| Employer contribution / active EE | $3,770 | $5,170-27.1% | $4,617-18.3% | $4,869-22.6% |
| Participant deferral / active EE | $5,058 | $6,343-20.3% | $5,984-15.5% | $5,287-4.3% |
| Admin fee / account holder | $2,144 | $9,817-78.2% | $8,357-74.4% | $10,133-78.8% |