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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,753 | $96,691-39.2% | $86,656-32.2% | $139,487-57.9% |
| Participation rate | 57.9% | 74.4%-16.5pp | 71.7%-13.8pp | 80.3%-22.4pp |
| Annual return | 16.86% | 106.87%-90.0pp | 593.09%-576.2pp | 373.84%-357.0pp |
| Employer contribution / active EE | $1,608 | $3,267-50.8% | $3,025-46.9% | $4,755-66.2% |
| Participant deferral / active EE | $3,210 | $4,838-33.6% | $4,439-27.7% | $6,713-52.2% |
| Admin fee / account holder | $771 | $6,414-88.0% | $5,619-86.3% | $11,407-93.2% |