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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,199 | $92,766-38.3% | $82,763-30.9% | $134,545-57.5% |
| Participation rate | 47.1% | 75.2%-28.1pp | 72.6%-25.5pp | 81.2%-34.2pp |
| Annual return | -19.94% | 946.97%-966.9pp | 702.45%-722.4pp | 418.37%-438.3pp |
| Employer contribution / active EE | $1,426 | $3,273-56.4% | $3,008-52.6% | $4,742-69.9% |
| Participant deferral / active EE | $3,134 | $4,802-34.7% | $4,395-28.7% | $6,401-51.0% |
| Admin fee / account holder | $3,567 | $5,978-40.3% | $5,325-33.0% | $11,431-68.8% |