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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,160 | $100,938-51.3% | $90,461-45.7% | $158,982-69.1% |
| Participation rate | 55.6% | 75.0%-19.5pp | 72.7%-17.1pp | 82.0%-26.4pp |
| Annual return | 17.31% | 1727.20%-1709.9pp | 1294.76%-1277.5pp | 302.99%-285.7pp |
| Employer contribution / active EE | $1,499 | $3,691-59.4% | $3,264-54.1% | $4,763-68.5% |
| Participant deferral / active EE | $4,585 | $4,350+5.4% | $3,964+15.6% | $5,983-23.4% |
| Admin fee / account holder | $498 | $6,510-92.3% | $5,617-91.1% | $11,252-95.6% |