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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,009 | $124,314+3.0% | $109,163+17.3% | $167,518-23.6% |
| Participation rate | 64.3% | 79.4%-15.2pp | 75.9%-11.6pp | 82.1%-17.8pp |
| Annual return | 12.01% | 26.04%-14.0pp | 25.75%-13.7pp | 478.71%-466.7pp |
| Employer contribution / active EE | $3,178 | $4,209-24.5% | $3,723-14.6% | $4,838-34.3% |
| Participant deferral / active EE | $9,190 | $5,256+74.8% | $4,654+97.5% | $6,342+44.9% |
| Admin fee / account holder | $111,549 | $7,973+1299.2% | $6,754+1551.6% | $12,312+806.0% |