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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,634 | $106,247+49.3% | $96,515+64.4% | $139,466+13.7% |
| Participation rate | 73.3% | 77.8%-4.5pp | 74.3%-1.0pp | 80.3%-7.0pp |
| Annual return | 18.73% | 38.47%-19.7pp | 35.73%-17.0pp | 373.66%-354.9pp |
| Employer contribution / active EE | $3,406 | $4,106-17.0% | $3,740-8.9% | $4,754-28.4% |
| Participant deferral / active EE | $7,469 | $5,456+36.9% | $4,880+53.1% | $6,712+11.3% |
| Admin fee / account holder | $11,820 | $7,885+49.9% | $6,735+75.5% | $11,409+3.6% |