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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,862 | $39,798-37.5% | $67,704-63.3% | $59,633-58.3% |
| Participation rate | 36.0% | 57.4%-21.4pp | 67.5%-31.5pp | 68.7%-32.7pp |
| Annual return | -2.42% | 89.94%-92.4pp | 25.41%-27.8pp | 2041.45%-2043.9pp |
| Employer contribution / active EE | $390 | $1,393-72.0% | $2,559-84.7% | $2,203-82.3% |
| Participant deferral / active EE | $854 | $2,335-63.4% | $3,585-76.2% | $3,192-73.2% |
| Admin fee / account holder | $0 | $3,212-100.0% | $4,255-100.0% | $4,297-100.0% |