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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,491 | $65,440-18.3% | $98,506-45.7% | $85,851-37.7% |
| Participation rate | 70.7% | 65.0%+5.7pp | 73.3%-2.7pp | 69.3%+1.4pp |
| Annual return | 6.55% | 21.75%-15.2pp | 1494.92%-1488.4pp | 318.63%-312.1pp |
| Employer contribution / active EE | $961 | $2,169-55.7% | $2,961-67.5% | $2,565-62.5% |
| Participant deferral / active EE | $1,602 | $3,168-49.4% | $4,277-62.5% | $3,952-59.5% |
| Admin fee / account holder | $1,503 | $4,596-67.3% | $5,955-74.8% | $6,261-76.0% |