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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,877 | $54,763-30.8% | $90,324-58.1% | $72,976-48.1% |
| Participation rate | 71.4% | 65.2%+6.3pp | 73.3%-1.9pp | 69.5%+1.9pp |
| Annual return | 10.27% | 30.63%-20.4pp | 78.15%-67.9pp | 81.02%-70.7pp |
| Employer contribution / active EE | $1,121 | $2,093-46.4% | $2,856-60.7% | $2,440-54.1% |
| Participant deferral / active EE | $1,739 | $2,887-39.8% | $3,885-55.2% | $3,608-51.8% |
| Admin fee / account holder | $3,170 | $3,973-20.2% | $5,356-40.8% | $5,124-38.1% |