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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,685 | $60,139-24.0% | $90,461-49.5% | $79,856-42.8% |
| Participation rate | 71.4% | 65.0%+6.4pp | 72.7%-1.3pp | 69.6%+1.8pp |
| Annual return | 9.72% | 71.96%-62.2pp | 1294.76%-1285.0pp | 31.71%-22.0pp |
| Employer contribution / active EE | $1,007 | $2,069-51.3% | $3,264-69.1% | $2,471-59.2% |
| Participant deferral / active EE | $1,689 | $2,939-42.5% | $3,964-57.4% | $3,741-54.8% |
| Admin fee / account holder | $391 | $3,978-90.2% | $5,617-93.0% | $5,306-92.6% |