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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,876 | $107,368-48.0% | $92,915-39.9% | $152,909-63.5% |
| Participation rate | 85.7% | 79.8%+5.9pp | 76.0%+9.7pp | 82.5%+3.3pp |
| Annual return | 15.54% | 145.64%-130.1pp | 109.45%-93.9pp | 345.46%-329.9pp |
| Employer contribution / active EE | $2,622 | $4,222-37.9% | $3,653-28.2% | $4,764-45.0% |
| Participant deferral / active EE | $3,285 | $4,848-32.2% | $4,238-22.5% | $5,851-43.9% |
| Admin fee / account holder | $2,465 | $7,082-65.2% | $5,796-57.5% | $11,601-78.8% |