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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,465 | $97,732-55.5% | $83,831-48.2% | $135,380-67.9% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -2.86% | 1287.56%-1290.4pp | 850.99%-853.8pp | 519.81%-522.7pp |
| Employer contribution / active EE | $2,444 | $4,222-42.1% | $3,631-32.7% | $4,779-48.9% |
| Participant deferral / active EE | $2,689 | $4,683-42.6% | $4,082-34.1% | $5,609-52.1% |
| Admin fee / account holder | $432 | $6,675-93.5% | $5,479-92.1% | $10,828-96.0% |