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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,686 | $106,008-56.9% | $92,240-50.5% | $147,586-69.0% |
| Participation rate | 93.3% | 80.4%+12.9pp | 76.5%+16.9pp | 82.8%+10.5pp |
| Annual return | 9.84% | 50.05%-40.2pp | 176.29%-166.5pp | 578.59%-568.8pp |
| Employer contribution / active EE | $2,160 | $4,333-50.2% | $3,680-41.3% | $4,876-55.7% |
| Participant deferral / active EE | $2,380 | $4,478-46.9% | $3,897-38.9% | $5,439-56.2% |
| Admin fee / account holder | $1,592 | $6,333-74.9% | $5,194-69.4% | $10,886-85.4% |