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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,749 | $90,467+108.6% | $93,759+101.3% | $134,532+40.3% |
| Participation rate | 16.7% | 82.0%-65.3pp | 81.0%-64.3pp | 81.2%-64.6pp |
| Annual return | -18.44% | -15.72%-2.7pp | -11.33%-7.1pp | 418.27%-436.7pp |
| Employer contribution / active EE | $1,526 | $4,345-64.9% | $4,324-64.7% | $4,741-67.8% |
| Participant deferral / active EE | $4,500 | $5,980-24.8% | $6,096-26.2% | $6,401-29.7% |
| Admin fee / account holder | $2,481 | $9,258-73.2% | $7,197-65.5% | $11,429-78.3% |