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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,777 | $111,301+24.7% | $112,977+22.8% | $158,966-12.7% |
| Participation rate | 12.5% | 83.5%-71.0pp | 82.6%-70.1pp | 82.0%-69.5pp |
| Annual return | 13.32% | 26.40%-13.1pp | 24.24%-10.9pp | 302.95%-289.6pp |
| Employer contribution / active EE | $0 | $4,471-100.0% | $4,255-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $0 | $5,880-100.0% | $5,836-100.0% | $5,983-100.0% |
| Admin fee / account holder | $0 | $8,392-100.0% | $6,294-100.0% | $11,250-100.0% |