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| Provider | Service type | Compensation |
|---|---|---|
WHELAN FINANCIAL1 year Service code 26 · EIN 26-0262268 | Advisory (Participants) | $124,037 |
Filed as: REGENCY INVESTMENT ADVISORS IN Service code 26 · EIN 77-0344391 | Advisory (Participants) | $15,129 |
CHARLES SCHWAB & CO., INC.3+ years Service code 51 · EIN 94-1737782 | Investment Mgmt Fees | $9,374 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,434 | $55,453+420.1% | $170,435+69.2% | $62,293+363.0% |
| Participation rate | 97.8% | 66.4%+31.4pp | 83.6%+14.2pp | 69.5%+28.3pp |
| Annual return | 15.01% | 21.38%-6.4pp | 205.94%-190.9pp | 28.90%-13.9pp |
| Employer contribution / active EE | $9,323 | $2,164+330.9% | $5,432+71.6% | $2,042+356.5% |
| Participant deferral / active EE | $5,996 | $2,303+160.4% | $4,939+21.4% | $3,169+89.2% |
| Admin fee / account holder | $1,026 | $455+125.4% | $13,881-92.6% | $479+114.0% |