Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.9+ years Service code 51 · EIN 94-1737782 | Investment Mgmt Fees | $213,689 |
Filed as: SPECTRUM PENSION CONSULTANTS Service code 15 · EIN 91-1035498 | Recordkeeping | $31,486 |
WHELAN FINANCIAL7 years Service code 26 · EIN 26-0262268 | Advisory (Participants) | $17,488 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,479 | $61,391+308.0% | $149,723+67.3% | $71,529+250.2% |
| Participation rate | 94.5% | 62.5%+32.0pp | 78.8%+15.8pp | 67.9%+26.6pp |
| Annual return | 16.46% | 35.88%-19.4pp | 134.50%-118.0pp | 28.97%-12.5pp |
| Employer contribution / active EE | $9,838 | $2,384+312.8% | $4,821+104.1% | $2,590+279.9% |
| Participant deferral / active EE | $6,596 | $2,921+125.8% | $5,682+16.1% | $4,291+53.7% |
| Admin fee / account holder | $986 | $1,264-22.0% | $13,215-92.5% | $1,588-37.9% |