Retirement plan

MEALS ON WHEELS OF THE SALINAS VALLEY, INC. RETIREMENT PLAN

Name: MEALS ON WHEELS OF THE SALINAS VALLEY, INC. - MEALS ON WHEELS OF THE SALINAS VALLEY, INC. RETIREMENT PLAN (2025) Form 5500
Creator: MEALS ON WHEELS OF THE SALINAS VALLEY, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, MEALS ON WHEELS OF THE SALINAS VALLEY, INC. RETIREMENT PLAN, MEALS ON WHEELS OF THE SALINAS VALLEY, INC.

MEALS ON WHEELS OF THE SALINAS VALLEY, INC.EIN 77-0064507Plan #001PY 2025

40 CLARK STREET, SUITE C - SALINAS, CA 93901831-758-6325mowsalinas.orgLinkedIn1-10 employeesindividual & family services

Prospect flagsHigh feesLow fidelity bond

How to read this page

Total assets (EOY)

$1M

+19.4% from 2024

Total participants

+11.1% from 2024

Average account balance

$130,573

+4.5% from 2024

Annual return

9.42%

-1.75 pp from 2024

Benchmarks

See 9,624 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants<25

Cohort9,624 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.04M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$131K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

80.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$87K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$9K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.42%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$671

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2M3D

Plan features

2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$5K

$537 / participant

Other / not subdivided$5K100.0%

% of EOY assets

0.514%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$130,573

$157,829-17.3%

$136,867-4.6%

$198,609-34.3%

Participation rate

80.0%

77.2%+2.8pp

74.5%+5.5pp

82.4%-2.4pp

Annual return

9.42%

51.25%-41.8pp

42.97%-33.6pp

202.70%-193.3pp

Employer contribution / active EE

$2,613

$3,923-33.4%

$3,547-26.3%

$5,055-48.3%

Participant deferral / active EE

$6,136

$5,463+12.3%

$4,924+24.6%

$6,977-12.1%

Admin fee / account holder

$671

$11,107-94.0%

$10,340-93.5%

$19,030-96.5%

MEALS ON WHEELS OF THE SALINAS VALLEY, INC. RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

MEALS ON WHEELS OF THE SALINAS VALLEY, INC. RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion