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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,128 | $73,863-32.1% | $143,797-65.1% | $68,490-26.8% |
| Participation rate | 71.1% | 66.7%+4.4pp | 80.3%-9.3pp | 67.9%+3.2pp |
| Annual return | -22.54% | 0.91%-23.5pp | -0.04%-22.5pp | -7.85%-14.7pp |
| Employer contribution / active EE | $1,135 | $3,185-64.4% | $4,952-77.1% | $2,597-56.3% |
| Participant deferral / active EE | $1,930 | $3,385-43.0% | $5,638-65.8% | $4,028-52.1% |
| Admin fee / account holder | $2,732 | $5,756-52.5% | $14,679-81.4% | $5,403-49.4% |