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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,916 | $91,198-46.4% | $178,503-72.6% | $79,856-38.7% |
| Participation rate | 67.6% | 69.2%-1.6pp | 81.9%-14.4pp | 69.6%-2.1pp |
| Annual return | 17.62% | 24.20%-6.6pp | 151.12%-133.5pp | 31.71%-14.1pp |
| Employer contribution / active EE | $1,095 | $3,257-66.4% | $5,011-78.2% | $2,471-55.7% |
| Participant deferral / active EE | $2,035 | $3,237-37.1% | $5,202-60.9% | $3,741-45.6% |
| Admin fee / account holder | $3,589 | $6,748-46.8% | $13,987-74.3% | $5,306-32.4% |