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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,983 | $95,406-36.1% | $185,849-67.2% | $85,847-29.0% |
| Participation rate | 72.7% | 68.8%+4.0pp | 81.7%-9.0pp | 69.3%+3.4pp |
| Annual return | 21.64% | 23.59%-1.9pp | 122.10%-100.5pp | 318.61%-297.0pp |
| Employer contribution / active EE | $1,183 | $3,314-64.3% | $5,169-77.1% | $2,565-53.9% |
| Participant deferral / active EE | $2,170 | $3,424-36.6% | $5,569-61.0% | $3,952-45.1% |
| Admin fee / account holder | $1,004 | $7,214-86.1% | $16,244-93.8% | $6,261-84.0% |